Oscar Health embodies Nick Sleep's "shared economies of scale" concept: while traditional insurers use scale to boost margins, Oscar passes scale benefits to customers through lower premiums (10% below UHC) and better service (12% vs 23% claim denials). This customer-first approach creates a Costco-like virtuous cycle where better service attracts more members, generating more scale to share.
Nice write-up. I’ve been studying this one recently too, as it looks promising. As a European, I find the U.S. healthcare system so different from what we’re used to over here, so I’ve been spending most of my time trying to get comfortable with this aspect.
Oscar Health embodies Nick Sleep's "shared economies of scale" concept: while traditional insurers use scale to boost margins, Oscar passes scale benefits to customers through lower premiums (10% below UHC) and better service (12% vs 23% claim denials). This customer-first approach creates a Costco-like virtuous cycle where better service attracts more members, generating more scale to share.
Nice write-up. I’ve been studying this one recently too, as it looks promising. As a European, I find the U.S. healthcare system so different from what we’re used to over here, so I’ve been spending most of my time trying to get comfortable with this aspect.
This is AI slop?
Hence why it’s a ‘post’ not a ‘write up’ Alluded to this in the post itself it is not my usual style.